Insurance - who? and for how much?

[ppopeye]

Does that mean you cant ride on Friday and Monday?


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[Marcus]

Does that mean you cant ride on Friday and Monday?

I think that means I don't ride it to work everyday, occasional weekly rides would be ok I guess.

[alans1100]

I only ride mine on weekends and store it in a locked garage, also I live in the country, I assuming that's the difference

Mine works out to about $360 a year with Swann, I live in the country, rating 1 and bike kept in the back yard for 24/7 riding makes mine cheap compared to your $233 weekend only riding

[Brock]

Just got the renewal for my 1100, with Alianze... 347  covers gear and helmet too.

[STill dreaming]

That's the catch with YOUI ,if you have everything in your favor you pay very little ,they do not take on high risks at all ,my mate was refused cover as he was close to getting wet last big flood .

[Nigel]

Interesting quotes to say the least.... I live in Melbourne`s Eastern suburbs,,,,my 04 1100 thru Swan is $395 full comp Rating 1 and insured for $7982 their $ figure not mine. The 250 Suzuki Burg-man scooter for the missus is $210 full comp market value, insured to me and shes on the policy as the learner rider. Don`t quite understand where they get the figures from but hey...........................

[Marcus]

Women are safer drivers/riders, A girl here at work who rides, also get cheaper rates

[ppopeye]

Got two quotes today. Interesting comparison.
Swann
Agreed value. $13000
Helmet cover $500
Gear 1000
Excess $400
Rating 1 protection (costs80)
Cost $462

Youi
Market value. Max 11200
Helmet 500
Gear 1000
Access $600
Excess $400
Cost $.302

Access value $2000
Cost $329

Mmmm



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[nate]

Righto, thought I would pass on this little tidbit! 

Just bought a new bike (2010 Fat Boy Low - NO smartarse comments guys!) and got an insurance quote for both the ST & FatBoy from Swann.  Both bikes with good coverage (Harley $20,000, Honda $8,000, Helmet $1000, Gear $3000, Personal Items $500).  Swann quoted $865 per year for both. 

At the same time, my finance broker offered to get me a quote for the both.  Same deal on coverage and his price is $622 a year through Swann!!  WTF?!?  I questioned (with the broker & Swann) the massive price difference and have found that brokers can be offered discounts from the insurance companies that they wont/cant do directly. 

After a bit of a chat with my broker, he's ok with me passing out his details for those that would like a price choice. 

Justin @ East Coast Finance - 03 8682 8930

Justin is a good bloke and I can highly recommend him.

Cheers!
Nate

[Abe]

Great info Nate, might give Justin a ring and see.

[Pezzz]

Can he do insurance in WA?

[nate]

I'm in Qld so would guess nationally.


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[Pezzz]

Cool

[Shiney]

Good on ya Nate, thanks for sharing the info

[Lionel]

I took out a comprehensive policy for a 2013 second-hand bike through Shannons today.
Agreed value $15,000.
I mentioned my accident last year that wrote off my Honda ST1300.
No other policies with Shannons.
Annual premium $339.41
It includes nominated items on the bike, crash bars and Erica spot lights; and $3000 accessories, wearing apparel etc.
My FJR1300 is with InsureMyRide. That premium is almost double the amount I paid today.

[alans1100]

Not sure what Shannons are like now but I tried them back in 2006 after I bought the 1100 and it was a big NO from them. It seemed they only wanted part time/casual riders not those who rode most of the time so I went with Swann.

[Gadget]

Swann Laos or quick with mine. Only catch was the helmet wasn't covered. An extra premium apparently.