Author Topic: Insurance - who? and for how much? (Read 8626 times)

BigTed · « **on:** June 24, 2013, 04:33:38 PM »

It's in near new condition, never been dropped (knock on wood), 40,000km, black, ST1300 ABS, MY 2010.

My insurance is due for renewal. The existing Swann policy has a sum insured value of $18,600, at $630/yr.

I was looking at dropping the sum insured a little, and possibly looking at "InsureMyRide". Can anyone offer their 2c worth?

Cheers, Rob (W. Aust).

Aj1300 · « **Reply #1 on:** June 24, 2013, 06:06:50 PM »

Quote from: BigTed on June 24, 2013, 04:33:38 PM

It's in near new condition, never been dropped (knock on wood), 40,000km, black, ST1300 ABS, MY 2010.

My insurance is due for renewal. The existing Swann policy has a sum insured value of $18,600, at $630/yr.

I was looking at dropping the sum insured a little, and possibly looking at "InsureMyRide". Can anyone offer their 2c worth?

Cheers, Rob (W. Aust).

Rob I have the same year and only 20k. I am insured with Shannons and it costs me $460.00 and the same value as yours. I also get a a screen a year with no penalty. I have swapped one screen with no problems.
Cheers

STill dreaming · « **Reply #2 on:** June 24, 2013, 06:38:29 PM »

It's been my experience that if you say to your insurance company ,come up with a better deal or i'm walking,you'll be amazed that they more than likely have a similar policy much cheaper.i have gpz with shannons ,varadero with swan just the best deal i could get at the time.

StinkyPete · « **Reply #3 on:** June 24, 2013, 07:42:12 PM »

I have a 2008 ST1300 which is insured with Insure-My-Ride and it costs me $345 per year.

ST2UP · « **Reply #4 on:** June 24, 2013, 09:03:10 PM »

Quote from: Aj1300 on June 24, 2013, 06:06:50 PM

Quote from: BigTed on June 24, 2013, 04:33:38 PM
It's in near new condition, never been dropped (knock on wood), 40,000km, black, ST1300 ABS, MY 2010.

My insurance is due for renewal. The existing Swann policy has a sum insured value of $18,600, at $630/yr.

I was looking at dropping the sum insured a little, and possibly looking at "InsureMyRide". Can anyone offer their 2c worth?

Cheers, Rob (W. Aust).

Rob I have the same year and only 20k. I am insured with Shannons and it costs me $460.00 and the same value as yours. I also get a a screen a year with no penalty. I have swapped one screen with no problems.
Cheers

Same, same here.....

Sean · « **Reply #5 on:** June 24, 2013, 09:34:43 PM »

The last couple of times I need to renew the bike, Insure my ride was much dearer than Swann. I have stayed with them as a result.

alans1100 · « **Reply #6 on:** June 24, 2013, 10:06:10 PM »

A few months ago I had a quote with insure my ride and with rating 1 the cost was around the $400 mark but they don't offer rating protection like Swan does.

Seven years ago Shannons wouldn't even look at me when I first got the bike as I rode seven days a week. What they like now I have no idea.

Marcus · « **Reply #7 on:** July 18, 2013, 08:23:28 PM »

Gah...

Just got my insurance renewal from Swan.

This includes Tyres and gear/accessories

Just went to Insure my ride and got an online quote based roughly on what I'm covered for now

insure my ride was over $200 more then swan. The above pic included my upping my premium to reduce the amount and also not including gear and equipment...

Swan keeps my business. Market value $17,131 (could have sworn I originally agreed value of 20)

And this is Shannons, although that's bog standard, no cover for accessories etc.

STill dreaming · « **Reply #8 on:** July 18, 2013, 08:40:32 PM »

I have the GPZ with shannon's ,the varadero with swan,every year it get's worse,bloody insurance companies.

StinkyPete · « **Reply #9 on:** July 18, 2013, 10:44:29 PM »

"Insure My Ride" 2008 ST1300 $345

tj189 · « **Reply #10 on:** July 19, 2013, 05:27:36 AM »

I ended up with AAMI who came out cheaper than Insuremyride, Shannons who were not interested due to riding 7 days a week, RACQ who do not cover the ST1300, I pay a bit more as they offer pay by the month. I will re evaluate when it comes up again and do the shop around for what suits my circumstances

Shiney · « **Reply #11 on:** July 19, 2013, 06:57:15 AM »

I have just switched from QBE to Youi

QBE $54.28 (Per month)
Youi $32.99 (Per month)

Includes $1500 cover for aftermarket parts (they will do up to $4300)
And riding gear (any riding apparel or protective clothing purposely made for motorcycle riding, including helmets, gloves, riding jackets, pants and boots, and any other motorcycle-specific gear, such as body armour and knee guards.)

Tipsy · « **Reply #12 on:** July 19, 2013, 08:46:52 AM »

py
and those companies are all owned by Suncorp who also now have their own panel beating repair shops who do some very shonky work.

Tipsy

Turtle · « **Reply #13 on:** July 19, 2013, 09:42:20 AM »

Hey shiney wonder what the market value is

and they want $600 for a windscreen claim

Shiney · « **Reply #14 on:** July 19, 2013, 09:52:09 AM »

Quote from: Turtle on July 19, 2013, 09:42:20 AM

Hey shiney wonder what the market value is and they want $600 for a windscreen claim

For the 2004 ST1300 the market value is $13000
and yeah very costly for the windscreen claim

but it is $600 for any claim... thats $100 less then the cost for claims were through QBE

Marcus · « **Reply #15 on:** January 19, 2015, 11:53:03 AM »

I just got a quote for comprehensive insurance from Youi

That can't be right? Can it?

spanner · « **Reply #16 on:** January 19, 2015, 03:17:29 PM »

What was your agreed value?

It seems familiar but cant say for certain as I have the exact same model as you.

Marcus · « **Reply #17 on:** January 19, 2015, 03:18:11 PM »

They didn't say. They are ringing again tomorrow.

alans1100 · « **Reply #18 on:** January 19, 2015, 04:24:58 PM »

I went with Swann this year for $30 a month with rating 1 protection, no screen coverage as they only do that with cars but the trailer is covered up to a $1000 (what I paid for it) while I'm towing it. Youi said rating protection was included but it was never stated in the wording on the policy or the PDS. The trailer was not covered while towing but I could have paid extra with Youi for that.

STill dreaming · « **Reply #19 on:** January 19, 2015, 06:29:09 PM »

Have just changed my car over to youi ,and thought id get the house quoted too ,they ask a load of questions ,but unlike suncorp who have put a blanket price increase across all of Emerald due to the two floods ,youi look your house up on google earth and look at where you are and take into account if you got water any where near you ( i did not,i live on the highest ground in town) anyhow long story short suncorp is $2500 just to insure the house no contents ,YOUI $789 so i am canceling my other policy and moving the house to youi ,why should i pay for bad risks ?anyway that's my two bob's worth .

Marcus · « **Reply #20 on:** January 19, 2015, 06:39:50 PM »

233$ with youi motorbike full comprehensive compared to Swann at a staggering $688 sum insured with Swann for $17,131

I think I'm going to switch.

Hendo · « **Reply #21 on:** January 19, 2015, 09:01:22 PM »

Marcus, Grab it while you can.

I just checked with Youi and they wanted $916.92....... and I already have a car insured with them. No way am I paying that much.

Quote from Insure my ride was $513.35

Bit of a difference, Insurance sure is a crazy business.

Marcus · « **Reply #22 on:** January 20, 2015, 08:06:44 PM »

Yup already done. Also checked out my house and contents and they quoted 850 compared with 1500 from GIA

ppopeye · « **Reply #23 on:** January 21, 2015, 10:47:48 AM »

My cover with Swann cost around 500 last year and due early Feb. I have all other with Youi and they are similar. Have to requote soon. How do people get cover for 200-300. Is value low or something???

Sent from my iPad

Marcus · « **Reply #24 on:** January 21, 2015, 12:10:36 PM »

Quote from: ppopeye on January 21, 2015, 10:47:48 AM

My cover with Swann cost around 500 last year and due early Feb. I have all other with Youi and they are similar. Have to requote soon. How do people get cover for 200-300. Is value low or something???

I only ride mine on weekends and store it in a locked garage, also I live in the country, I assuming that's the difference

News:

Author Topic: Insurance - who? and for how much? (Read 8626 times)

Turtle