Termite update.
The guy found them in the spots I thought they were...He has to wait a few weeks before he can act, because they need to settle down again after being disturbed.
He basically reassured me it wasn't as bad as what I had thought. He has this meter which he runs around the wood which beeps when he finds some...
It beeped a bit, but no alot.
He had two options, One was a "dusting" which the termites take back to their nest and apparently kills the nest, the second option, with a 10 year guarantee, was to spray around all 4 sides of every stump. Problem is there isn't enough room under the the house so he would have to rip up all the floor boards to get to them. So I'm going with the dusting, and regular inspections/treatment.
He did a good job of talking me down from the ledge and assured me my house isn't going to fall down. He said it takes them 12 months to make their way from bottom of a door frame, up and over and down the other side... And there isn't that much damage sooo.....
Still...I'm majorly upset about it though.