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OzSTOC News & Rider Assistance => General Motorcycle News Links => Topic started by: Bodø on June 18, 2025, 07:26:42 PM

Title: Swann Insurance
Post by: Bodø on June 18, 2025, 07:26:42 PM
As of 14 June 2025, Swann Insurance no longer offers new insurance policies and will continue to serve our customers who already have an insurance policy with us and provide further information at renewal time.

https://www.swanninsurance.com.au/ (https://www.swanninsurance.com.au/)
Title: Re: Swann Insurance
Post by: Dragonstaff on June 18, 2025, 08:38:14 PM
They were the go-to for bike insurance back in the day.

This is what happens with corporate consolidation, I guess.
Title: Re: Swann Insurance
Post by: Shiney on June 18, 2025, 10:56:52 PM
Thanks for the heads up Bodø, I'm with Swann Insurance and have been for years, but I guess that is coming to an end.
Hopefully NRMA will offer similarly priced policies :X


Cheers
Shiney
Title: Re: Swann Insurance
Post by: Bodø on June 19, 2025, 02:48:53 AM
I jumped to Swann last year after the RAA's premiums took a massive hike so I equally concerned as to how this will go.
Title: Re: Swann Insurance
Post by: Wild Rose on June 19, 2025, 08:12:28 AM
I'm with Shannon Insurance
They were brilliant when I had my off in 2018
But for some reason I changed to Youi Insurance
But swapped back to Shannon Insurance earlier this year
They were a little dearer than Youi but with the NT1100 and Spyder linked I'm glad I returned
Peace of mind I think
But hopefully I don't have to put in a claim
Just my 2cents worth
Title: Re: Swann Insurance
Post by: Williamson on June 19, 2025, 09:40:21 AM
The ST1300 is with Swann, as it has been for a number of years.  There was some difficulty with my claim after my 2023 incident and their assessor declared it a repaible write-off, but everything was resolved to my satisfaction, so I renewed with them when all repairs were completed and it was back on the road.  In the interim, the replacement ST1300 was with Swann.

I received an email from Swann last week.  Checked my policy on-line, it's current to 25 May 2026, guess I'll be shopping around at some time before then.
Title: Re: Swann Insurance
Post by: Nigel on June 20, 2025, 05:38:56 PM
I also have two policies with them.
Had a letter dated 3 June saying they are transferring my policies from their current insurer, being, ( Insurance Australia Ltd ) to ( Insurance Manufacturers Australia P/L ). Note the P/L.
This is, I guess, the underwriters of the policies, new or otherwise.
This is subject to A Federal Court decision, which they expect around July 31, 2025.
No other detail in the letter about a merger or a sale.
if you would like a copy of the letter, pm me your email, and I`ll send it through.
Another 2c worth.

Title: Re: Swann Insurance
Post by: Bodø on June 20, 2025, 05:47:00 PM
No letters for me yet but then again I haven't checked my GPO Box since last weekend.
Title: Re: Swann Insurance
Post by: Williamson on June 20, 2025, 06:07:45 PM
No letters for me yet but then again I haven't checked my GPO Box since last weekend.

The advice to me was an email with a pdf attached. 
Title: Re: Swann Insurance
Post by: Nigel on June 20, 2025, 06:20:12 PM
Swann have always used Aus Post with me.
May have set that up at the start.
Been with them for about 8 years now. Always in the mailbox.
Title: Re: Swann Insurance
Post by: Williamson on June 20, 2025, 06:32:45 PM
Swann have always used Aus Post with me.
May have set that up at the start.
Been with them for about 8 years now. Always in the mailbox.

Could be that long for me too.  Applied on-line, most have an option to receive correspondence via snail mail or email, I usually tick the email box.
Title: Re: Swann Insurance
Post by: Bodø on September 26, 2025, 12:58:13 PM
I got a renewal notice from NRMA today for the wing's insyrance.  The premium has doubled from $504 with Swann last year to $1082 with MRMA this year.  The Xmax has to go to the bike shop next wednesday so I might have to drop into Shannons (their office is just down the road from Yamaha World) and see what they can offer.
Title: Re: Swann Insurance
Post by: Wild Rose on September 26, 2025, 06:20:18 PM
I am with Shannon Insurance I changed to Youi last year but have changed back to Shannon because I remember how well they looked after me when I had my off in Adelaide in 2018. The premiums were much the same
I feel so much better that I am with a premium Insurance company
Title: Swann Insurance
Post by: Williamson on September 26, 2025, 07:14:58 PM
I am with Shannon Insurance I changed to Youi last year but have changed back to Shannon because I remember how well they looked after me when I had my off in Adelaide in 2018. The premiums were much the same
I feel so much better that I am with a premium Insurance company

There seems nothing as consisent as insurance company inconsistencies.

The ST1300 is still with Swann, at $391 for $14,000 cover, it's a no-brainer, May 2026 (if I still have it, but that's unlikely), I'll shop around.

The CFMoto is with Youi, at $615 for $8000 is the best I could find. Shannons wanted $880.  If anyone can understand the logic, educate me.
Title: Re: Swann Insurance
Post by: Marcus on September 27, 2025, 03:33:48 PM

There seems nothing as consisent as insurance company inconsistencies.

The ST1300 is still with Swann, at $391 for $14,000 cover, it's a no-brainer, May 2026 (if I still have it, but that's unlikely), I'll shop around.

The CFMoto is with Youi, at $615 for $8000 is the best I could find. Shannons wanted $880.  If anyone can understand the logic, educate me.


My guess, is the CFmoto is the greater risk, in both, more affordable for young people and more off-road danger for grumpy old men, with a history of falling over on dirt roads
Title: Re: Swann Insurance
Post by: Bodø on September 27, 2025, 03:57:21 PM
I can see that side of it.  I know when my wife traded in her Yaris for a Corolla the premiums actually went down despite being a more expensive car.
Title: Re: Swann Insurance
Post by: Williamson on September 27, 2025, 04:38:04 PM
My guess, is the CFmoto is the greater risk, in both, more affordable for young people and more off-road danger for grumpy old men, with a history of falling over on dirt roads

But I didn't tell 'em about my history.
Title: Re: Swann Insurance
Post by: ruSTynutz on November 02, 2025, 08:40:22 AM
My guess, is the CFmoto is the greater risk, in both, more affordable for young people and more off-road danger for grumpy old men, with a history of falling over on dirt roads

But I didn't tell 'em about my history.

Of being a grumpy old man?   :p
Title: Re: Swann Insurance
Post by: ruSTynutz on November 02, 2025, 08:45:44 AM
Speaking of Swann, my policy expired at midnight last night and automatically renewed so I guess I'm with Swann for the next 12 months... :thumbs
Title: Re: Swann Insurance
Post by: Bodø on November 02, 2025, 09:03:28 AM
At a similar cost to last year?
Title: Re: Swann Insurance
Post by: ruSTynutz on November 02, 2025, 10:30:50 AM
Actually a bit cheaper, but of course the sum insured also dropped a bit...
Title: Re: Swann Insurance
Post by: Bodø on November 02, 2025, 10:37:39 AM
Actually a bit cheaper, but of course the sum insured also dropped a bit...

Now I am intrigued.  The wing's premium's and excess both doubled.  How did you know that it automatically renewed?
Title: Re: Swann Insurance
Post by: ruSTynutz on November 02, 2025, 10:55:19 AM
This is what was mentioned regarding renewal:

Quote
Our records show your Motorcycle Insurance (Policy) will expire at midnight on 01/11/2025 and we'd love you to stick with us.
Please check that the details of your Policy on the attached renewal invitation are correct and let us know of any alterations to your Policy before making payment.

It is also important that you read and understand the Important Notices section detailed on page two of the attached renewal invitation and let us know if you have any questions.
Please check the amount of your sum insured to see if the level of insurance cover is still appropriate for you.

As you are currently making payments by monthly direct debit, we will automatically debit the next monthly instalment as shown on your renewal invitation from your nominated account, unless you contact us before the due date.

I'll check my bank account this week to see if the monthly payment has been deducted...
Title: Re: Swann Insurance
Post by: Bodø on November 02, 2025, 11:34:04 AM
Mine wasn't monthly direct debit.  On close inspection it says "if the premium is not paid by the due date your policy will not be renewed and you will not be covered..." blah blah blah.

I did actually write them a letter saying I wouldn't renew it for what they were asking.  I went elsewhere, fortunately to someone who has an office in Adelaide.  I shall do the same when the kwaka's is due to expire as well.
Title: Re: Swann Insurance
Post by: Nigel on November 02, 2025, 01:58:32 PM
Interesting, the Bav starts with RACV on the due date of Nov 11, virtually no difference in cost or terms and conditions.
The flip side is that the Yammy stays with Swann?
No idea why! :H
Title: Re: Swann Insurance
Post by: ruSTynutz on November 02, 2025, 06:34:53 PM
Interesting, the Bav starts with RACV on the due date of Nov 11, virtually no difference in cost or terms and conditions.
My understanding is that any policy due after the 3rd November goes to RACV...  :think1
Title: Re: Swann Insurance
Post by: Nigel on November 02, 2025, 07:58:56 PM
Perhaps that makes sense. I vaguely remember the Yam renewal a few months ago. And it's a case of no change, so we just continue.
That's a pay-per-month event, so I didn't spend too much time on the details, just let it roll over. At $12 a month, it's a bit of a whatever event!
 Still, doesn't make sense that they would transfer one and not the other. Money, "Policy Cost", of course, not being the deciding factor.
Anywho, I'm sure someone will enlighten me.  o:)

Title: Re: Swann Insurance
Post by: Joso on November 04, 2025, 09:51:20 PM
I have my st1100 with Shannon’s they have been very good can’t complain
Title: Re: Swann Insurance
Post by: ruSTynutz on November 04, 2025, 10:24:52 PM
I'll check my bank account this week to see if the monthly payment has been deducted...

It came out first thing on Monday so all is good... :thumbs