OzSTOC

General Category => General Discussion => Topic started by: pault on March 24, 2013, 07:27:22 PM

Title: insurance claims
Post by: pault on March 24, 2013, 07:27:22 PM
i recently fell down a bank at minus 2 mph. really slow motion thing.
 all tupperware damage on left. dealer says he could write it off.
does any body have any idea how i will go getting insurance after this.
i do 45k a year. so this insurance is a necessity
paul
Title: Re: insurance claims
Post by: Streak on March 24, 2013, 07:31:51 PM
i recently fell down a bank at minus 2 mph. really slow motion thing.
 all tupperware damage on left. dealer says he could write it off.
does any body have any idea how i will go getting insurance after this.
i do 45k a year. so this insurance is a necessity
paul

I recently went through this with my mother in laws car, i spoke with the repair agent myself, you have to be lucky of course, he was able to fix and repair for less than replacement value, but he was going to write it offr before i spoke to him, but the car is a very sound car, that i dont have to pay much attention to, so i paid the excess. is the dealer doing the repairs?
Title: Re: insurance claims
Post by: Abe on March 24, 2013, 07:34:10 PM
Hi there Pault,

There is ST's out there with NO tupperware (excluding the headlight surround) I would hate to think about the replacement cost of that tupperware.

Have a look at this prices before you "jump"

http://www.hdlparts.com/fiche_section_detail.asp (http://www.hdlparts.com/fiche_section_detail.asp)

Cheers
Dave
Title: Re: insurance claims
Post by: pault on March 24, 2013, 08:03:07 PM
my st has just passed the 200k mark. i can get another bike with just over the 100k with a payout and have change for tyres and rego.
 in some ways a no brainer but i need to be sure about payout $ and still be able to insure the next bike. and that is what i am unsure about.
i have no trouble in changing timing belt etc so that is not a big cost
Title: Re: insurance claims
Post by: alans1100 on March 24, 2013, 09:27:29 PM
Insurance?......do you have rating protection?  Some bike policies don't......

Parts........you may not find Australian specific body parts in the US......Side cases prime example.......theirs have side reflector on lower rear of case.........ours don't. However David Silver Spares does.

US side case is discounted to about $US723 making it cheaper than local, about $1800 last time I looked.

English price for an Australian one is $334.........where would you go? The part number is for my 99 1100 in midi blue

81300-MAJ-D60ZB   BAG ASSY.*TYPE24* *P   

This part will be special ordered in for you.

Delivery time should be between 5 - 7 working days depending on stock availability.

*if delays are anticipated in sourcing this part we will contact you as soon as we can
Part No 81300-MAJ-D60ZB

Price £220.87 (£265.04 inc vat EU)
Approx € 256.74 | $ 334.24
¥ 32097.73

Quantity Stock Special ordered upon request