I agree with Alan's comment on being a personal choice. Your eyes are different to everyone else, your requirements depending on the style of riding (commuting, latte runs, long distance riding etc), if you have other auxiliary lighting, night riding in animal prone areas, your reaction times at night when going from high to low beam all are considerations in choosing your lighting.
There are pro's and cons along with people who are comfortable with OEM or upping to H4 or converting to HID. May I also suggest checking some other sites regarding the issue of forward lighting. The more background information you are able to obtain the more comfortable you will be with your choice.