Angus is a bit short of cash, so he decided to ring his friend Dougal to ask if he can borrow £10.
He reverses the phone call & Dougal accepts the charge.
Angus says: 'Can you lend me £10? & I'll pay you back'
Dougal says: 'I cant hear, You'll have to speak up'
Angus, this time a bit louder: 'I need to borrow £10'
Dougal replies: 'I still cant hear you, speak louder'
Angus talks louder again: 'I need to borrow £10!'
Dougal: 'This line is terrible, I still cant hear you'
Angus is practically screaming into the phone: 'I NEED TO BORROW £10!'
It's at this point the operator chips in & says: 'There's nothing wrong with the line, I can hear him just fine'
Dougal replies: 'In that case, why don't you lend him the £ 10?'