Have to agree with that, that is why I love my old XL250 Honda for weekend touring.

Likewise, my most recent 250 (a Honda VT250) was light and zippy, fun to ride around town, to and from the shops.   The CFMoto, at around 200kg, is fun too, at least compared to the 220kg plus of the ST1300.







As the years advance, my ability to handle the CFMoto's 200kg diminishes, I can see another VT250 (or similar), in my future.  Back in 2021, it only cost me around $2000, why, oh why did I sell it!

Que sera, sera ....

Happy Birthday to Just Peter 
Have a great day and I hope that you can get a ride in 
                                  

Yes.  But for me, more than confusing, more like dumbfounding as it is the complete reverse of previous experience.

My personal view is that insurance companies are artificially reducing agreed values these days so it's so much easier for them to write a vehicle off.
As vehicles age, parts are harder to source and tend to be more expensive so a low agreed value gives the insurance company an easy out...well, that's what I think.

Except for motorcycles, we've had all of our policies (cars x 2, caravan x 1, home x 1, rental x 1) with AAMI for many years now, but due to poor service and increasing premiums, only car x 1 and caravan x 1 are still with them.

Poor service!  By this I mean that before settling on a policy, I did have a chat with an AAMI customer "service" officer.  ("Service" because in this case, IMO, this is a loose term".)  Anyway, after some discussion, the CSO said that the Allianz quote could be matched.  When asked if I was willing to proceed with the revised, competitive AAMI quote, I said, "No, as AAMI has disrespected me now, and I don't want to deal with them anymore, make a note on the home and caravan policies, or I may go elsewhere with them."   Or words to that effect.

I've never expected loyalty from insurance companies so I hold no loyalty to them.
I've always been happy to chop and change depending on which company offered the best premium and best coverage.
I've even gone online and taken up a new policy with the same insurance company when my old policy was expiring just so I got the new policy discount although I think they may have woken up to that lurk these days. 

It found it interesting to see how much AAMI were wanting to slug you for "agreed value" compared to "Market Value" ....

Yes.  But for me, more than confusing, more like dumbfounding as it is the complete reverse of previous experience.

I had a similar issue with QBE...with my old Hyundai i30, the agreed value kept dropping yet the premiums skyrocketed.
I ended up swapping to AAMI when QBE decided they wanted $110 a month with agreed value of something like $5000. 

Except for motorcycles, we've had all of our policies (cars x 2, caravan x 1, home x 1, rental x 1) with AAMI for many years now, but due to poor service and increasing premiums, only car x 1 and caravan x 1 are still with them.

Poor service!  By this I mean that before settling on a policy, I did have a chat with an AAMI customer "service" officer.  ("Service" because in this case, IMO, this is a loose term".)  Anyway, after some discussion, the CSO said that the Allianz quote could be matched.  When asked if I was willing to proceed with the revised, competitive AAMI quote, I said, "No, as AAMI has disrespected me now, and I don't want to deal with them anymore, make a note on the home and caravan policies, or I may go elsewhere with them."   Or words to that effect.

I'm doing my best to uphold the grumpy old man image.

                  

Yes Glen you are correct the link is wrong. Hopefully this is the correct link: https://maps.app.goo.gl/yVvNZXvu6ePP5CPd7

Cheers ... Mark