Insurance I'm on a good one

[Turtle]

I rang around for the new machine some wild prices out there I tell you

In the end Shannon's got my money
$443.23 for the year
Limited use once or twice a week
$500 excess
$2000 riding gear cover
1 free windscreen per year no excess or reduced no claim
$14000 cover on the bike

Sgio takes the cake for the most expensive $992

Turtle

[Brian]

A new screen every year ....... I like that idea

[Couch]

For what it's worth, Suncorp own, Shannons, AAMI, APIA, Just Car, Insure my Ride, and numerous other Insurance companies.
Suncorp was originally SGIO (State Government Insurance Office) and then they purchased Metway, and finally became known as Suncorp!

[winston66]

Winston66,
I am with Couch, It is Shannons for me, I have my three bikes and two cars with them, they seem to have the best all round cover, as I can not use all of these vehicles at the same time I have gone for the restricted use option ,Say two days a week on any one of the 5 vehicles and with my 65% N/claim  Bonu and the 10% multi vehicle discount the whole package for everything  as comprehensive cover including the one windscreen per vehicle per year and all of the other options including the pull along motorcycle or any other trailer, Riding gear, etc,etc, the total bill is only $105.00 Per month,
These are all for agreed market value which is an excellent deal for me as the amount is stated in each policy, and all in all I consider that the added included benefits  in the policy's are better than a lot of other company's. conditions.

Just my thoughts.
Cheers winston66

[alans1100]

I looked at Shannons 7 ears ago. With rating 1 cover they wouldn't insure me. I was deemed to much of a risk as I ride daily. So it seemed to me back then that they only covered part time riders.

To my way of thinking I deemed that by riding daily you maintained your skill level and would improve the more you rode thereby making you less of a risk.

I went with Swan instead. From Jan 2014 it goes to Youi 'cause they took it down to $316 for the year for riding everyday.

[winston66]

Hi  alans 1100,

I guess that for me i think that i have got a good deal from Shannons.
I have taken the point of view that when you look at a specific policy's details and overall coverage especially with your own specific needs and circumstances in mind.
I try to consider the benefits for me and then some considerations might be able to outweigh a small cost impost when the overall policy details have some particular advantages over an alternate company's offering.
In the end it is horses for courses and what anyone's particular needs are.
For me Shannon's tick more boxes as far as what I think I want and as well as the benefits that they offer.
And I periodically do checks and comparisons between different insurance suppliers.
In the end I guess all that matters is that a person gets to use whatever rocks their boat for them.

Cheers. Winston66

[Nigel]

My 2 cents worth, Swann St1100 $419 paid November `13 insured for $8869. Paid $4950. Odd numbers but good coverage if any mishap. Could be paid monthly no extra cost. Excess of $250.

Maybe `cause its white?

[atoyot]

Now we all just sit and wait to see if they pay a claim promptly.     

Did someone mention a claim??

Not quite finalised my claim with InsureMyRide, and whilst the process wasn't perfect, it was pretty close to. I'd reckon I'll get the cheque this week, if not early next, and the accident was only 13 days ago. First few days in hospital, they moved things along starting with my wife talking to them, and nothing has been a problem. Having said that, with a big organisation like this, they have different departments do different functions, and sometimes some information gets a bit lost in the translation, but when I raised any concerns, they addressed it very quickly and promptly. I could not have imagined that it has been as easy as it has, and most of those complications were also to do with other third party specialists.

My other bike is also with InsureMyRide, so I will be interested to see what my premiums are next for this (I paid the renewal the weekend of the accident), and also what they charge for the replacement bike. Great friendly staff, most of whom appear to ride bikes, and they were all very helpful.

So 5 stars  to InsureMyRide for the first and hopefully last motorcycle insurance claim i'll have.

Use them again; you bet, but I'll still shop around.

Andrew

[jwm]

I've been with Shannons for a couple of years now and have been very happy with them. Combined Policy renewal is due tomorrow, $349.77 for the St1300 as an every day rider, insured for $14500.00 and $266.36 for my modified FE Sedan (ASRF Class vehicle), also as an every day driver. I also changed my House and Contents Insurance to them last year.  But I'm buggered if they're competitive on Insurance on my 2003 Toyota Prado or the wifes 2010 Mazda 3. Both of those are also insured with Suncorp companies being GIO and AAMI respectively.

I actually had a claim with Shannons in July this year when my 2008 FJR1300 was totalled, they were easy to deal with and very quick with settlement. And even though it was a single vehicle accident, they have returned my full no claim discount and tell me that they are going to refund my $500 excess, which they had withheld from the payout.   

[Sabie]

I'm with Insure my ride and started paying $345 p/y. After a few years it's down to $230 or $240. That's full use insurance and motorcycle gear.

My wife's boulevard is also with IMR and has made one claim when the bike fell over on her (at a standstill) but scratched front guard, saddle bags had the tiniest of marks, mirror and throttle grip and blinker.

They replaced all of that as well as new risers and handlebars. Just over $4,000. No problems with the process, it was just a phone call to them and her premiums never went up but stayed at the same rate for the next year and then started going down after that.

[Sabie]

Youi has apparently pulled out of North Queensland. We have a few friends who had Youi policies. They've received notice that their property and vehicle insurance won't be renewed.

Because our home insurance almost doubled when we received the notice this month (we're with AAMI and have been for over a decade) we looked around got quotes etc Youi wouldn't quote and said they do not insure in our area.

[Biggles]

Youi has apparently pulled out of North Queensland. We have a few friends who had Youi policies. They've received notice that their property and vehicle insurance won't be renewed.

They were obviously burnt by Cyclone Yasi.

[Couch]

Move to Tassie mate, we'll find room for ya!

Youi has apparently pulled out of North Queensland. We have a few friends who had Youi policies. They've received notice that their property and vehicle insurance won't be renewed.

Because our home insurance almost doubled when we received the notice this month (we're with AAMI and have been for over a decade) we looked around got quotes etc Youi wouldn't quote and said they do not insure in our area.

[Sabie]

Couch, a house to buy, an income and I'm there........

Move to Tassie mate, we'll find room for ya!

Youi has apparently pulled out of North Queensland. We have a few friends who had Youi policies. They've received notice that their property and vehicle insurance won't be renewed.

Because our home insurance almost doubled when we received the notice this month (we're with AAMI and have been for over a decade) we looked around got quotes etc Youi wouldn't quote and said they do not insure in our area.

[Couch]

Plenty of houses available Sabie, and very much cheaper than the mainland, can't help you with the income, you'd have to sort that one out for yourself, but there's always work for those who really want it. No cyclones, no severe storms or hail, no floods, cooler weather (sometimes a little cold), fantastic scenery, clean air, pure water, fantastic produce, great motorcycling roads, and the list goes on............Ho hum!

[Biggles]

Darn!  Sounds perfect, except for that one tiny item:

(sometimes a little cold)

Oh, and the 40 knot westerlies.
Um.  And there's the rain.  And snow.
And apocryphal reports of "extra heads".

[Couch]

Yes, we do get strong winds at times, and a little snow in the mountains in winter, rain......yes, a little, but no where near as much as Sunny Queensland.
Biggles, I've told you before, Hobart is the second driest city in Australia and if you don't believe me you can Google it! And we do get many beautiful sunny days!

Extra heads............well, we won't go there