I had an off last week and the nominated repairers have sent the bike to Pickles for the assessor to look at it on Monday, but the repairer told me that it is on obvious write-off with a bent frame.
My insurance did not cover gear and luggage etc, as I removed it, but over the last few months, I have added many bits and pieces that I am saying are accessories, and I want them back, at least those that are un-damaged, which is most of them. For example, I have a Corbin seat, a towbar, Touratech GPS holder, and quite a few other smaller items that I'd like to recover. I've spoken to a couple of the InsureMyRide customer support people, and they have agreed in principle to me doing this, but as the bike is at Pickles, Pickles require authorisation from InsureMyRide to allow access for me. All good so far, and currently, an assessor will be assigned on Monday, and I was told to ask the assessor about getting access to the bike to remove those parts that I've personally added. My whole point here is that I will swap out some items that should be on the bike, like the seat, and remove those that were added by me. All OK so far.
Prior to speaking to the assessor on Monday, I'd like to draw on any experience anyone has had in similar situations. Technically, I own the bike until I receive a cheque from InsureMyRide, so I'm assuming that if my access to the bike is granted to remove some of these items, I would be able to remove whatever I have added to the bike, and also, whatever I have changed on the bike, replacing the parts with originals. Pickles told me that it is likely to be between Mon and Thursday where they allow access.
There are many items that I'd like to remove, but probably can't due to the time and tools required (TPMS sensors in the tyres, fairing and mirror deflectors etc), so I'll have to wear those.
So the main question I have, is what is the assessor likely to allow me to remove and/or replace? I'd assume they will auction the bike, mainly for the engine, wheels etc, and as I don't really want the whole bike if they expect me to pay a couple of $K. My alternative is to remove the bits I want and can remove, and then let it go. Where this gets really difficult for me is that the bike is in Milperra, and I'm in Orange with broken ribs and a bruised lung. At the very least I can get my daughter to drive me down with some tools and the std seats etc, but between her mechanical naievity and my back and ribs, I reckon it might take hours just to get the towbar off.
Does anyone know of a mechanic around there that might be able to do most of the work for me whilst I supervise
? Hopefully, I'll have a day and time nominated by Monday for me, as I'm off work, I can make the drive down and day without too much risk. All of my mates up here are at work and I'm looking at a 6 hour return trip, and probably 3-4 hours of de-farkling!
